Free Credit Card Terminal for Retail Stores

We’ve all heard the expression “There’s no such thing as a free lunch.” Well this phrase must have been thought up by a restaurant owner as I’m still searching for a free meal. However, he sure wasn’t talking about the merchant account business because my company, Credit Card Processing Services, has put together an outstanding free credit card terminal program.

This program is available for any retail storefront business. The equipment that we will send to you is a brand new state of the art Ingenico iCT220 terminal and printer combination with a retail value of approximately $450.00. We will even program it for free and ship it to you via FedEx second day air at no cost to you. The Ingenico ICT220 is a dual comm unit so you can process either using regular dial up through your phone line by dialing a toll-free authorization number or connecting it to your broadband/DSL service for super quick high speed transaction time. Even if you don’t have Internet service at your business now, when you get it in the future the terminal will automatically recognize the connection – pretty smart!

The Ingenico iCT220 uses thermal paper available at every office supply store like Staples and no ribbons are required. The paper roll case is the new clam shell design so you just drop the roll in and close it without having to feed the paper through and getting it jammed.

The speed of this terminal is unbelievable. Average transaction time for IP is under 3 seconds and even old-fashioned dial up is consistently 5.9 seconds which is twice as fast as other dial up units. Once a transaction is approved it prints in lightening speed of 18 lines per second so a customer receipt prints in just 1.5 seconds. End of day reports take only a few seconds to print. The terminal is so quiet you can’t believe it actually is printing.

The Ingenico iCT220 is the easiest terminal to use ever made. There is an easy to read backlit display with a dedicated key for all of the major functions such as refunds, voids, settlement, etc. No more stupid instruction books that might as well be written in Chinese that they are so hard to understand. The green enter key is large and in just the right place.

This terminal conforms to the highest security requirements and is PCI-PTS 2.x and 3.x compliant giving you the peace of mind that your customers' transactions will travel securely into the processing network. This is extremely important as it meets the EMV requirements effective October 2015 that the vulnerable party in a transaction is liable for any security breach. This will get you off that hook.

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This Ingenico iCT220 is yours to use for free for as long as you process with us that we hope will be for many years. It doesn’t get much better than this!

Every Ingenico iCT220 that we ship has PIN-Based debit card capability already encrypted in the terminal so that the customer can simply key in their PIN into the terminal’s keypad. At your option we would be happy to add an encrypted external PIN-Pad for just $5.00 per month to make it easier for your customers to input their PIN.

The good news continues because the merchant account program we will set up is one of the best in the industry. Your transactions will be processed on the Global Payments network. Global Payments is one of the top networks and has excellent 24/7 toll free merchant support.

As you can see from the pictures below the iCT220 is EMV ready to be able to accept all of the new chip based cards that are now being issued in addition to all of the current mag-stripe cards currently in the marketplace. Depending upon the card the customer can either wave it over the terminal or it can be entered into the front facing chip reader slot. In addition it accepts NFC near frequency transactions so you are also ready to accept cards using Apple Pay™.

Finally, I am sure that you are thinking that since the terminal is free that maybe the rates are higher to make up for it. More good news – the pricing for this program is extremely competitive and usually less than other companies selling or leasing expensive equipment..

Here is the pricing:

MasterCard & Visa Debit / Check / Prepaid (Non- PIN Based)
.59 % + .28 per Transaction
MasterCard & Visa Credit Cards (Qualified Swiped )
1.69 % + .18 per Transaction
MasterCard & Visa Credit Cards (Mid-Qualified – Rewards Cards)
2.69 % + .18 per Transaction
MasterCard & Visa Credit Cards (Non-Qualified – Business Cards)
2.99 % + .18 per Transaction
Dues & Assessments
0.11 % (11 Basis Points)
Access Fees
2 Cents
Debit Cards (With PIN)
15 Cents plus Network Fee
External PIN Pad for Debit Cards (Optional)
$5.00 per Month
Debit Cards (With PIN)
15 Cents plus Network Fee
Discover Card (Almost the Same Rates as MasterCard & Visa)
Included Automatically
Monthly Minimum (Equates to Approx. $1500 in Sales)
Monthly Service Fee
Daily Batch Fee
10 Cents
24/7 Toll-Free Tech Support
Application Fee
Setup Fee
Annual Fee
Termination Fee (Month to Month)
Ingenico Credit Card Terminal
Free Placement
Equipment Shipping
Terminal Training
Above Pricing Accurate as of:
October 2014
  • As an option we are able to setup your American Express merchant account.

After viewing the pages on our web site which interest you, please feel free to contact Kevin by email, by calling 215-489-7878 or toll-free at 800-717-1245, or by completing the I Want More Info form to discuss the Credit Card Processing options for your retail business.

Click Here to View Our Dedicated Website for our Free Terminal Program


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Credit Card Processing Services, Inc. is a
Registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA

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