Restaurant Credit Card Processing

We’ve all heard the expression “There’s no such thing as a free lunch.” Well this phrase must have been thought up by a restaurant owner as I’m still searching for a free meal. However, he sure wasn’t talking about the merchant account business because my company, Credit Card Processing Services, has put together an outstanding free credit card terminal program


This program is available for any restaurant, bar, or nightclub. The equipment that we will send to you is a brand new state of the art Ingenico iCT220 terminal and printer combination with a retail value of approximately $450.00. We will even program it for free and ship it to you via FedEx second day air at no cost to you. The Ingenico ICT220 is a dual comm unit so you can process either using regular dial up through your phone line by dialing a toll-free authorization number or connecting it to your broadband/DSL service for super quick high speed transaction time. Even if you don’t have Internet service at your business now, when you get it in the future the terminal will automatically recognize the connection – pretty smart!

The Ingenico iCT220 uses thermal paper available at every office supply store like Staples and no ribbons are required. The paper roll case is the new clam shell design so you just drop the roll in and close it without having to feed the paper through and getting it jammed.

The speed of this terminal is unbelievable. Average transaction time for IP is under 3 seconds and even old-fashioned dial up is consistently 5.9 seconds which is twice as fast as other dial up units. Once a transaction is approved it prints in lightening speed of 18 lines per second so a customer receipt prints in just 1.5 seconds. End of day reports take only a few seconds to print. The terminal is so quiet you can’t believe it actually is printing.

The Ingenico iCT220 is the easiest terminal to use ever made. There is an easy to read backlit display with a dedicated key for all of the major functions such as refunds, voids, settlement, etc. No more stupid instruction books that might as well be written in Chinese that they are so hard to understand. The green enter key is large and in just the right place.

This terminal conforms to the highest security requirements and is PCI-PTS 2.x and 3.x compliant giving you the peace of mind that your customers' transactions will travel securely into the processing network. This is extremely important as it meets the EMV requirements effective October 2015 that the vulnerable party in a transaction is liable for any security breach. This will get you off that hook.

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We have designed an excellent low cost merchant account program for your restaurant.

MasterCard & Visa Debit / Check / Prepaid (Non- PIN Based)
.59 % + .28 per Transaction
MasterCard & Visa Credit Cards (Qualified Swiped )
1.69 % + .18 per Transaction
MasterCard & Visa Credit Cards (Mid-Qualified – Rewards Cards)
2.69 % + .18 per Transaction
MasterCard & Visa Credit Cards (Non-Qualified – Business Cards)
2.99 % + .18 per Transaction
Dues & Assessments
0.11 % (11 Basis Points)
Access Fees
2 Cents
Debit Cards (With PIN)
15 Cents plus Network Fee
External PIN Pad for Debit Cards (Optional)
$5.00 per Month
Debit Cards (With PIN)
15 Cents plus Network Fee
Discover Card (Almost the Same Rates as MasterCard & Visa)
Included Automatically
Monthly Minimum (Equates to Approx. $1500 in Sales)
Monthly Service Fee
Daily Batch Fee
10 Cents
24/7 Toll-Free Tech Support
Application Fee
Setup Fee
Annual Fee
Termination Fee (Month to Month)
Ingenico Credit Card Terminal
Free Placement
Equipment Shipping
Terminal Training
Above Pricing Accurate as of:
October 2014


You will receive an easy to read and reconcile monthly statement that your bookkeeper will be pleased with. Funds are deposited daily to your business checking account in the gross amount, with the normal 2 day ACH delay, and all fees are deducted once each month.

Other Equipment

In addition to the Ingenico iCT220 terminal above we also sell and support all of the major manufacturers of standalone credit card terminals. If you already own a terminal and are just looking for a new credit card processor then we would be happy to reprogram it for free.

Point of Sale Integration

If you have or are planning to integrate with one of the major restaurant POS systems, then Credit Card Processing Services can assist you. Our processors are certified with all of the popular models. Please allow our well-trained technicians to assist your POS vendor with the internal setup of your merchant account information. This will result in a smooth transition for your restaurant. Here are some of the most popular Point of Sale systems we support along with a link to their website.

Gift Card Program

The latest trend today among the national restaurant chains is to offer their customers the ability to purchase electronic gift cards and/or the opportunity to join their loyalty program. The good news is that we have put together the same programs designed especially for small to medium sized restaurants at a price you can surely afford. For complete details please visit

Let Us Help Answer Your Question

For information about any of our Restaurant programs please feel free to contact Kevin either by calling 215-489-7878 or toll-free at 800-717-1245, via Email, or by complete the I Want More Info form. When you are ready to proceed please complete the Application Apply Online form.


Today is
It is the perfect day to select CCPS
for your credit card processing.

Credit Card Processing Services, Inc. is a
Registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA

© Credit Card Processing Services, Inc.